Bachelor’s Clayton Echard Served With Paternity Lawsuit

Clayton Echard is facing a paternity lawsuit.

The Bachelor star is being asked to take a paternity test by a 33-year-old podcaster from Scottsdale, Ariz., though he denies they had sexual intercourse, according to court documents obtained by The Sun and Page Six.

The woman, who chose to keep her identity anonymous, filed the lawsuit on Aug. 1, alleging that she is pregnant with twins after engaging in “sexual activity” with Echard on May 20. The twins, the woman said, are due in February 2024.

The woman said that she “hadn’t been with anyone since March of 2022” and that Echard, 30, broke things off the morning after their alleged night together, per the docs obtained by The Sun. She said she sent Echard copies of her pregnancy results, alleging that he didn’t believe her and said they only had oral sex.

Her court filing also includes screenshots of alleged texts from the reality star, including the messages, “I don’t believe you for a second,” “I legitimately hate you right now,” “You have lost your mind and I hope YOU think about how terrible this is that you would subject me to this” and “My personal hell would be having to have you be a part of my life,” per Page Six.

Eli Lilly sues clinics allegedly promoting knockoff variations of Mounjaro

A pharmacist displays boxes of Ozempic, a semaglutide injection drug used for treating type 2 diabetes made by Novo Nordisk, at Rock Canyon Pharmacy in Provo, Utah, March 29, 2023.

George Frey | Reuters

Eli Lilly on Tuesday sued 10 medical spas, wellness clinics and compounding pharmacies across the U.S. for allegedly selling cheaper, unauthorized versions of the company’s diabetes drug Mounjaro. 

The actions come as Eli Lilly grapples with a shortage of Mounjaro in the U.S. due to skyrocketing demand. Much of the drug’s popularity comes from its off-label ability to help patients lose unwanted pounds.

Eli Lilly initiated several lawsuits in federal courts in Florida, Texas, Arizona, Georgia, Minnesota, South Carolina and Utah. The litigation asked the courts for orders blocking the sales of counterfeit versions of Mounjaro and monetary damages.

Eli Lilly specifically accuses the spas, clinics and compounding pharmacies of marketing and selling “compounded” drug products that claim to contain tirzepatide, the active ingredient in Mounjaro. Compounded drugs are custom-made versions of a treatment that are not approved by the U.S. Food and Drug Administration. 

Eli Lilly is the sole patent holder of tirzepatide and does not sell that ingredient to outside entities. It’s unclear what the spas and clinics are actually selling to consumers. 

“Rather than invest the time and resources necessary to research, develop, and test their products in order to ensure that they are safe and effective and to obtain regulatory approval to market them, Defendant is simply creating, marketing, selling, and distributing unapproved new drugs for unapproved uses throughout Florida and fourteen other states,” Eli Lilly wrote in one suit against Rx Compound Store, a compound pharmacy based in Florida. 

Eli Lilly, in the suit, added that selling counterfeit versions of Mounjaro “puts patients at risk by exposing them to drugs that have not been shown to be safe or effective.”

Rx Compound Store did not immediately respond to CNBC’s request for comment on the suit.

The moves come months after Novo Nordisk filed several lawsuits accusing spas and medical clinics of selling compounded versions of its highly popular weight-loss drugs Ozempic and Wegovy. 

The FDA in May warned about the safety risks of unauthorized versions of Ozempic and Wegovy after reports emerged of adverse health reactions to compounded versions of the drugs.

The FDA has not issued a warning about compounded versions of tirzepatide. However, Mounjaro, Ozempic and Wegovy have all been in short supply in the U.S. since last year, according to the FDA’s database. 

Analysts and industry executives have said annual sales of those drugs and similar treatments for weight loss could hit $100 billion within a decade.

Kristen Welker Jeopardizes Nationwide Safety With Disgraceful Trump Meet The Press Interview

Not only did new Meet The Press moderator Kristen Welker allow Trump to lie, but she also gave him the platform to jeopardize national security.

The Dangerous Platform That Meet The Press And Kristen Welker Gave Trump

It didn’t have to be this way. Kristen Welker could have countered Trump with the facts, stood up for democracy, and chose to treat Trump like a former president who incited an insurrection, attempted a coup against the United States, and is trying to return to the presidency to avoid prison.

Instead, Welker treated Trump like a typical political candidate not facing felony charges for crimes against the nation.

Below are a selection of clips. Usually, I would transcribe the video, but Trump’s lies are so dangerous that putting them in print would only spread them.

Welker allowed the former president who incited the 1/6 attack to blame former Speaker Pelosi for the attack:

Trump thinks that Republicans can win on abortion if they just find the right number of weeks for a federal ban:

The big moment where Trump accepts Putin’s endorsement for the 2024 election:

Kristen Welker and Meet The Press Jeopardized National Security By Giving Trump An Unchecked Platform

What Welker and Meet The Press did was worse than access journalism. It could be argued that the interview was worse than normalizing Trump and not pushing back on his lies.

Welker and Meet The Press allowed Trump to justify an attempted coup against the United States, talk up America’s enemies like Russia, and make the country less safe.

The Meet The Press interview was akin to interviewing a terrorist and allowing them to use the platform as a recruiting tool.

Trump is not a regular presidential candidate. He is facing 91 felony counts, many related to an attempted coup and the destruction of democracy.

It could be argued that it is important for the nation to be reminded of who and what Trump is, but that educational process can’t happen if people like Kristen Welker choose not to push back and uphold their obligation to truth as journalists.

Kristen Welker’s Trump interview was a textbook example of how NOT to interview an authoritarian threat to democracy.

The interview was an embarrassing disgrace.

Trump’s method of operation is to demand that mainstream journalists agree to criteria before he will do an interview with them. Welker and Meet The Press appear to have made some kind of agreement because the idea that they would enable Trump to jeopardize national security for a potential debut episode ratings bump voluntarily is too chilling to comprehend.

The media is failing and jeopardizing the very democracy they depend on by treating the national security threat of Trump as just another candidate.

 

 

UAW strike brings blue collar battle, Bernie Sanders to Detroit

DETROIT — The United Auto Workers strike is bringing a blue-collar versus billionaire battle to the Motor City, just as UAW President Shawn Fain wanted.

The outspoken union leader has weaponized striking — historically a last resort for the union — after less than 24 hours into a work stoppage arguably better than any UAW president has in modern times.

It wasn’t by accident.

Fain, a quirky yet emboldened leader, has meticulously brought the UAW back into the national spotlight after decades of near irrelevance. He wants to represent not just union members but also America’s embattled middle class, which UAW helped create.

United Auto Workers union President Shawn Fain joins UAW members who are on a strike, on the picket line at the Ford Michigan Assembly Plant in Wayne, Michigan, September 15, 2023.

Rebecca Cook | Reuters

To do so, he has leveraged a yearslong national labor movement and a growing disgust for wealthy individuals and corporations among many Americans — starting with his first time addressing the union’s more than 400,000 members during his inauguration speech in March.

“We’re here to come together to ready ourselves for the war against our only one and only true enemy, multibillion-dollar corporations and employers who refuse to give our members their fair share,” Fain said at the time. “It’s a new day in the UAW.”

Fain’s comments Friday morning as he joined UAW members and supporters picketing outside a Ford plant in Michigan — one of three facilities the company is currently striking — echoed everything he said during that first speech.

“We got to do what we got to do to get our share of economic and social justice in this strike,” Fain said outside the Ford Bronco SUV and Ranger pickup plant. “We’re going to be out here until we get our share of economic justice. And it doesn’t matter how long it takes.”

Fain’s upbringing plays into his strong unionism and religious beliefs, which he has growingly talked about with members as he emphasizes “faith” in the UAW’s cause. Two of his grandparents were UAW GM retirees, and one grandfather started at Chrysler in 1937, the year the workers joined the union. Fain, who joined the UAW in 1994, even keeps one of his grandfather’s pay stubs in his wallet as “a reminder” of where he came from. 

National media and others really started paying attention to Fain when he said the union would withhold a reelection endorsement of President Joe Biden, who has called himself the “most pro-union president in history.” Fain and Biden have spoken and met, but the union leader has not shown much support for the president. In response to comments by the president Friday, Fain said: “Working people are not afraid. You know who’s afraid? The corporate media is afraid. The White House is afraid. The companies are afraid.”

While many past union leaders have talked such talk, Fain has thus far delivered on his promises to members without batting an eye — causing General Motors, Ford Motor and Stellantis to go into crisis mode this week as the UAW follows through on that promise to members.

“We’ve never seen anything like this; it’s frustrating,” Ford CEO Jim Farley told CNBC’s Phil LeBeau Thursday as he criticized Fain and the union for what he said was a lack of communication and counteroffers. “I don’t know what Shawn Fain is doing, but he’s not negotiating this contract with us, as it expires.”

In a statement Friday, Ford said that the UAW’s partial strike at its Michigan Assembly Plant has forced it to lay off about 600 workers.

“This is not a lockout,” Ford said. “This layoff is a consequence of the strike at Michigan Assembly Plant’s final assembly and paint departments, because the components built by these 600 employees use materials that must be e-coated for protection. E-coating is completed in the paint department, which is on strike.”

GM CEO Mary Barra echoed Farley’s feelings Friday morning on CNBC’s “Squawk Box.”

“I’m extremely frustrated and disappointed,” she said. “We don’t need to be on strike right now.”

Both CEOs said everything they could to indicate they believe Fain may not be bargaining in good faith without using those exact words, which could justify a complaint with the National Labor Relations Board.

The UAW in late August filed unfair labor practice charges against GM and Stellantis with the NLRB, alleging they did not bargain with the union in good faith or a timely manner. It did not file a complaint against Ford. GM and Stellantis have denied those allegations.

Ford CEO Jim Farley: No way we would be sustainable as a company with UAW's wage proposal

Several past union leaders and company bargainers who spoke to CNBC hailed the way Fain has been able to propel the UAW into the national spotlight, including pausing bargaining for a Friday rally and march with Sen. Bernie Sanders, the progressive lawmaker from Vermont. Sanders, whose surprise 2016 Democratic presidential primary win in Michigan helped cement his national prominence, has lent support to numerous labor movements around the country as he rails against the billionaire class.

“I think they’re just doing an outstanding job,” said respected former UAW President Bob King, who cited growing support for the union among the public and the union’s own members. “Both those measurements say that UAW communications has been outstanding.”

UAW members have taken notice — especially after many of them disdained union leadership during and after a yearslong federal corruption investigation that landed two past UAW presidents and more than a dozen others in prison.

“For all the years that I’ve worked here, it’s never been this strong,” said Anthony Dobbins, a 27-year autoworker, early Friday morning while picketing the Ford plant in Michigan. “This is going to make history right here because we are trying to get what we deserve.”

Dobbins, a UAW Local 600 union representative, balked at current record offers by the automakers that have included roughly 20% pay increases, thousands of dollars in bonuses, retention of the union’s platinum health care and other sweetened benefits.

“That’s not working for us. Give us what we asked for,” Dobbins said. “That’s what we want. We have to work seven days, overtime, just to make ends meet.”

United Auto Workers President Shawn Fain, center, poses with Anthony Dobbins, right, a 27-year autoworker, and others as the union pickets a Ford plant in Wayne, Michigan, Sept. 15, 2023.

Michael Wayland / CNBC

Key demands from the union have included 40% hourly pay increases; a reduced, 32-hour, workweek; a shift back to traditional pensions; the elimination of compensation tiers; and a restoration of cost-of-living adjustments. Other items on the table include enhanced retiree benefits and better vacation and family leave benefits.

Automakers have argued such demands would cripple the companies. Farley even said the company would have “gone bankrupt by now” under the union’s current proposals and members would not have benefited from $75,000 in average profit-sharing over the last decade.

Ford sources said the automaker would have lost $14.4 billion over the last four years if the current demands had been in effect, instead of recording nearly $30 billion in profits.

Such profits are exactly what Fain has said UAW members deserve to share in. But his strategy to get workers a larger piece of the pie carries great risks.

“This is not going to be positive from an industry perspective or for GM,” Barra said Friday.

Many outside the union believe if Fain pushes too hard, it could lead to long-term job losses for the union. A former high-ranking bargainer for one of the automakers told CNBC that it’s nearly guaranteed the companies cut union jobs through product allocation, plant closures or other means to offset increased labor costs.

“They’re going to have to pay up. The question is how much,” said the longtime bargainer, who agreed to speak on the condition of anonymity. “This ends up with fewer jobs. That’s how the automakers cut costs.”

Fain and other union leaders have argued that meeting the companies in the middle has led to dozens of plant closures, fewer union members and a growing divide between blue-collar workers and the wealthy.

So why not fight?

“This is about us doing what we got to do to take care of the working class,” Fain said Friday. “This isn’t just about the UAW. This is about working people everywhere in this country. No matter what you do for a living, you deserve your fair share of equity.”

GM CEO Mary Barra on UAW strike: We put a historic offer on the table

Trump, DeSantis go head-to-head at key conservative summits in D.C.

Former U.S. President and Republican presidential candidate Donald Trump speaks at a South Dakota Republican party rally in Rapid City, South Dakota, September 8, 2023.

Jonathan Ernst | Reuters

Former President Donald Trump is set to deliver a pair of headline speeches Friday night at two socially conservative Christian groups’ gatherings in Washington, D.C., his first trip to the nation’s capital since his criminal arraignment last month.

Trump’s top Republican rival, Florida Gov. Ron DeSantis, is also scheduled to speak at the two summits hosted by the Concerned Women for America Legislative Action Committee and the Family Research Council.

At the concerned women’s conference, DeSantis leaned into his gubernatorial record as an eager instigator of high-profile fights against progressive social policies that he grouped under the banner of “woke ideology.”

The left is trying to “use our schools to indoctrinate our kids” and engage in “social experimentation, like trying to jam men into women’s sports,” he said, pulling a murmur of agreement from the crowd of roughly 270 group members.

The women’s group, which espouses staunch opposition to abortion, gay marriage and a progressive view of transgender rights, bills itself as the nation’s largest public policy women’s organization. The Family Research Council takes a similarly hard-line tack on social issues.

Republican Sens. Ted Cruz of Texas, Marco Rubio of Florida and Tommy Tuberville of Alabama also spoke to the women’s group, among others including a “pro-life activist” and a “detransition activist.”

Three other GOP primary candidates — former Vice President Mike Pence, Sen. Tim Scott of South Carolina and entrepreneur Vivek Ramaswamy — were invited but have not been confirmed to speak, according to the group’s event website.

Pence and Ramaswamy were both slated to speak at the Family Research Council’s “Pray Vote Stand” summit, however.

Pence, an evangelical Christian who often invokes his faith in his political speech, unveiled what he called a “plan to rebuild the American family.”

He laid out a four-pronged strategy that aims to “encourage marriage” — Pence is an opponent of same-sex marriage — end “transgender ideology,” give parents more options for schooling their children and further challenge abortion rights.

“Save the babies and we’ll save America,” he said.

Women in the GOP primary

In a different political moment, Trump’s personal baggage on women’s issues might be a liability for him in the GOP primary.

One of his four active criminal cases is focused on hush money paid to a porn star who alleges she had an extramarital affair with Trump, which he denies.

In May, he was found liable for sexually abusing the writer E. Jean Carroll and ordered to pay $5 million in her civil rape and defamation case. Trump has also been found liable for defaming Carroll in a similar separate case, which is nevertheless set to head to trial in January.

More than a dozen women have accused Trump of sexual misconduct.

Meanwhile, former first lady Melania Trump has been absent from the campaign trail — a stark contrast with Casey DeSantis, who is regularly by her husband’s side as he crisscrosses key primary states.

Casey DeSantis is also taking a lead role in “Mamas for DeSantis,” a campaign initiative aimed at mothers. Trump’s campaign has no clear matching platform: searches for “women, “woman” or “mother” on his “Agenda47” campaign policy page yield no results.

CNBC Politics

Read more of CNBC’s politics coverage:

And yet, national polls of the Republican primary field give Trump a commanding lead among both men and women.

A Quinnipiac University survey released Wednesday, for instance, showed 58% of Republican or Republican-leaning women backing Trump in the presidential primary, compared with 64% of their male counterparts.

Just 14% of women in the same group picked DeSantis, while 5% chose former United Nations Ambassador Nikki Haley, the only woman in the running for the GOP nomination.

The poll also showed that while Trump and President Joe Biden are in a dead heat overall, the Democratic incumbent holds a double-digit edge over Trump among women registered voters: 56% said they would pick Biden in an election against Trump, who was chosen by 37% of respondents.

Part of that split may be attributable to Trump’s role in last year’s hugely consequential Supreme Court decision striking down the constitutional right to an abortion that had been upheld by Roe v. Wade for nearly a half-century.

The three conservative justices appointed by Trump all voted to strike down Roe. The ruling instantly became a rallying cry for Democrats, who went on to outperform expectations in the 2022 midterm elections.

A large majority of U.S. adults still say they disapprove of the highly unpopular court’s decision, recent surveys have shown.

But the women’s group Trump is addressing Friday has strongly cheered the decision, with Penny Nance, the organization’s president, calling it a “huge victory for human rights and life.”

Trump’s DC case

Trump was last in D.C. in early August for his arraignment on federal charges stemming from special counsel Jack Smith’s probe of the former president’s efforts to overturn his loss in the 2020 election.

Trump pleaded not guilty to a four-count indictment accusing him and several co-conspirators of illegally perpetrating three criminal conspiracies to try to subvert the election results. He was arraigned at a federal courthouse just a few minutes’ walk from the U.S. Capitol, the scene of the Jan. 6, 2021, riot by thousands of Trump’s supporters who temporarily halted the peaceful transfer of presidential power.

One of Trump’s alleged conspiracies involved an effort to impede Congress from confirming Biden’s victory at the Capitol on Jan. 6. As the scene devolved into a violent riot, Trump and his allies “exploited the disruption” to further their conspiracy, Smith alleged in the indictment.

The case is set for trial next March.

Trump’s latest appearance in D.C. will take place at a hotel ballroom a few blocks from the White House Ellipse. Shortly before the riot kicked off on Jan. 6, Trump held a “Stop the Steal” rally at that site, urging his followers to march to the Capitol and pressure GOP lawmakers to reject key electoral votes.

The D.C. indictment was the first of two separate criminal cases charging Trump with trying to reverse his election loss. The other, a sweeping state-level case in Georgia, has yet to set a trial date for Trump and many of his co-defendants.

The right way to resolve whether or not to get them collectively

Pharmacist Ani Martirosyan administers an immunization to a patient at a CVS on Tuesday, Sept. 12, 2023 in Glendale, CA. 

Brian Van Der Brug | Los Angeles Times | Getty Images

For the first time ever, vaccines for Covid, the flu and respiratory syncytial virus are available in the U.S. 

Public health officials are urging eligible Americans to take all three shots so the nation can avoid another “tripledemic” of Covid, flu and RSV, which inundated hospitals last fall and winter. But the fact that some people can now receive three shots has raised questions about whether they should take the jabs all at once or space them out.

Most people only need to worry about whether they should get an updated Pfizer or Moderna Covid shot and a flu vaccine at the same time, since both are broadly available to all Americans. Public health officials, physicians and recent research show that taking them during the same visit to the doctor or pharmacy is perfectly safe and effective. 

Meanwhile, the roughly 76.5 million adults ages 60 and older are eligible for a new RSV vaccine from Pfizer or GSK, which means they have to juggle all three shots this fall. A maternal vaccine from Pfizer protects infants against RSV, but that shot isn’t available just yet.

Health experts told CNBC that they don’t expect any issues with taking all three shots at once.

Still, other experts note that there is little research on administering an RSV shot with another vaccine, or on giving all three shots together. People can choose to take the RSV jab if they’re more comfortable with that, and do the other two at another time.  

The choice is ultimately up to the individual and what they believe is most ideal for them, and they should feel free to consult their doctors if they’re unsure, health experts said. 

“There hasn’t been any evidence that there is any risk of getting all three at the same time,” Dr. Ali Alhassani, a physician at Boston Children’s Hospital, told CNBC. He noted that administering multiple vaccines isn’t unusual since children often receive up to five routine immunizations at once. 

Similarly, Dr. Andrew Pekosz, a professor at the Johns Hopkins Bloomberg School of Public Health, said he doesn’t “want people to think there will be any problems with taking them together because there probably isn’t.”

But he also noted that “without data, I don’t want to go completely over the top and give a really firm recommendation that everyone should get all three at the same time.”

The benefits of taking Covid, flu, RSV shots together

Taking all three shots simultaneously could be ideal for people who may not have the time to make the multiple trips. “By far the biggest benefit of getting all three together is convenience,” Alhassani said. 

Some research even shows that many people don’t come back when they have to take a second shot, according to Johns Hopkins’ Pekosz. 

For example, the Centers for Disease Control and Prevention recommends two to three doses of an HPV vaccine for certain Americans. But studies have shown that uptake of HPV shots declines between the first and subsequent doses.

The U.S. encountered a similar issue during the first Covid vaccine rollout in 2020 and 2021. Many Americans missed their second primary series dose. 

“It’s clear that if people have to go back to the pharmacy on two different occasions, there’s always an attrition rate,” Pekosz told CNBC. “So, it’s better to get them in your arm during the same visit rather than not getting the second one because you get too busy to go back.”

Pharmacies allow Americans to schedule multiple vaccine appointments in one visit. For instance, Kroger‘s online scheduling tool allows eligible people to select up to three vaccines to take at once.

People who use that tool and help from Kroger’s clinicians, pharmacists and physician assistants to determine which vaccines are appropriate for them and whether they should take them at the same time, Dr. Marc Watkins, Kroger Health’s chief medical officer, told CNBC. 

What to do if you want to space vaccines out 

Some people may prefer to wait for data to come out before they take all three shots together. Others may also choose to take the vaccines separately for their physical comfort, according to Alhassani from Boston Children’s Hospital. 

One of the most common side effects of getting a vaccine is inflammation or soreness at the injection site, he noted. That’s why people who need to take two shots during the same doctor’s visit usually get one in each arm. 

But Alhassani said some people may not want to feel the discomfort of getting three shots at the same time, either in one arm or two. That’s especially the case for people who usually engage in activities that require them to move their arms a lot. 

“If you play sports and have a big game coming up or you’re a teacher who writes a lot on the chalkboard or white board, you use your shoulders and arms a lot,” he said. “So for practical reasons, you might want to say, ‘OK, I only want my left shoulder to be sore today and again next week rather than having it very sore today.'” 

If people do choose to take the three shots separately, they should get their updated Covid vaccine as soon as possible, their RSV shot soon after and their flu jab last, according to Pekosz.

He specifically recommended taking them one week apart from each other, saying that with “more space between them, the more likely people aren’t going back.” 

Pekosz based the order of the vaccines on how widely those respiratory viruses are currently spreading in the U.S. 

The updated Covid shot should be the No. 1 priority because the virus is already spreading at higher levels. Covid hospitalizations increased for the seventh straight week in the U.S., hitting 17,418 as of the week ended Aug. 26, according to the latest data from the CDC. 

RSV cases also are starting to inch up. Last week, the CDC alerted doctors about an increase in RSV activity across some parts of the Southeast. Regional increases have usually predicted the beginning of RSV season nationally, the CDC wrote in an advisory notice. 

Meanwhile, Pekosz said “we still aren’t really seeing any influenza yet.” 

He noted that people can also take their Covid and flu shots at the same time and get their RSV vaccine a week later.  “That way, we’re following all the science that’s out there supporting co-administration,” he told CNBC. 

Ciara Dishes On Her Elegant Clapback Recreation (Unique Video)

The latest episode of Stepping Into The Shade Room features the one-and-only Ciara, and she didn’t hold back while chatting it up with host Thembi.

Whether she was discussing some of her most memorable hits and business ventures or sharing relationship advice and chatting about her growing family, Ciara kept it real and laid it all on the table!

RELATED: Dancing Queen! Ciara Praised For Debuting Choreography That ‘Stuck’ With Viewers

Ciara Says She Brushes Off The Haters By Being “Confident” In Herself

At one point during the sit-down, the artist — whose debut single, “Goodies,” is approaching its 20-year mark — spent some time outlining the difference between her “Ciara” and “CiCi” vibes.

After noting that CiCi is more likely to “want the smoke,” she spent some time acknowledging her and Russell Wilson‘s clapback game, which Thembi called “subtle” but biting.

After the pair reminisced about Russell sharing a sweet moment online after “being mentioned in a song” at one point, Ciara declared, “Whenever I respond back, it’s definitely what I’m feeling in the moment.”

Honing in on a recent instance of her subtly clapping back, Ciara’s 2023 Vanity Fair Oscar Party dress was brought into the conversation, as Ciara brushed off her haters by issuing a TikTok to comment on the “selective outrage.”

@ciara

Selective outrage 😭

♬ original sound – Devon Guzzie

As far as how she handled the backlash, Ciara noted that she just had to believe in her “vision” and find comfort in knowing she had Russell’s support.

“In those moments, you just have to be confident in what your vision is. Like for me, I had a creative vision in my mind, and there’s nothing better in any aspect of life than when your love supports you and what your vision is.”

She added, “You just really can’t think too much about what people have to say in those moments. … It goes back to just being confident in myself.” IKTR!

CiCi Describes Aspiring To Work With Lil Wayne & J. Cole

Aside from the chit-chat surrounding her classy comebacks, she discussed how her recent collaboration with Chris Brown, “How We Roll,” came to be.

Looking ahead at future projects, CiCi noted that she still has a few stars who she’d love to work with. For one, she says she’d jump at the opportunity to work with Lil Wayne.

“I really want to do a song with Lil Wayne — Weezy F Baby! I’m like, “Lemme put it in the universe.”

After excitedly spitting a lil’ bar, Ciara also brought up J. Cole.

“I think J. Cole’s amazing. … Those are two artists that I really think of.”

Thembi additionally noted that she thinks Ciara and Victoria Monét could cook up some fire. In turn, Ciara declared, “She’s so talented.”

Check out Ciara’s full Stepping Into The Shade Room episode down below.

RELATED: K. Michelle Says The Industry ‘Absolutely’ Damaged Her Confidence: ‘I Had 13 Surgeries In One Year’ (Exclusive Video)

Youngster poverty surged after stimulus checks, tax credit ended

Children ages 3 to 5 participate at the Head Start classroom in the Carl and Norma Miller Children’s Center in Frederick, Maryland, March 13, 2023.

Maansi Srivastava | The Washington Post | Getty Images

Child poverty more than doubled in the U.S. last year after financial assistance that supported families during the earlier days of the Covid-19 pandemic expired, the U.S. Census Bureau said Tuesday.

The child poverty rate surged to 12.4% in 2022, up from 5.2% in the year prior, according to the bureau’s data. The Census Bureau attributed the increase to the expiration of expanded child tax credits and the end of stimulus checks that helped keep people afloat during the economic downturn caused by the Covid-19 pandemic.

As pandemic-era financial assistance fell by the wayside, families were also under significant pressure from inflation. The cost of living surged 7.8% from 2021 to 2022, the largest annual increase since 1981, according to the Census Bureau.

The U.S. had made historic gains in fighting child poverty during the pandemic due in large part to the expanded tax credits. The child poverty rate fell 46% in 2021 to the lowest level on record, according to Census data released last year.

But the end of key pandemic benefits and surging inflation wiped out that progress. Liana Fox, a Census official, told reporters during a press conference Tuesday that child poverty returned to its levels prior to the pandemic.

The overall poverty rate also spiked nearly 5%, the first increase since 2010, according to the data. The median income of all workers fell 2.2% in 2022 compared to the year prior, according to the Census.

Political stalemate

The Democratic-led Congress injected nearly $2 trillion of stimulus into the economy through the American Rescue Plan in March 2021. The Democrats passed the relief without a single Republican vote through a process called budget reconciliation.

The massive aid package significantly increased child tax credits on a temporary basis. Working families received $3,600 for children under the age of 6 and $3,000 for kids ages 6 to 17. The legislation also provided a third round of stimulus checks, following earlier relief under the Trump administration.

The expanded child tax credits expired at the end of 2021. Republicans won control of the House in the 2022 midterm elections and Congress has been unable to reach an agreement to restore the credits.

President Joe Biden, in a statement Tuesday, blamed the GOP for the lapse of the tax credits and vowed to fight to restore those benefits as he campaigns for a second term in office.

“The rise reported today in child poverty is no accident — it is the result of a deliberate policy choice congressional Republicans made to block help for families with children while advancing massive tax cuts for the wealthiest and largest corporation,” Biden said.

The Census data showing a spike in child poverty does not take into account the end of several other pandemic benefits this year. Expanded food benefits lapsed in March, and millions of people have been kicked off Medicaid after protections that kept people enrolled in the program expired last spring.

Researchers at Georgetown University estimate more than 760,000 children have lost Medicaid coverage. The federal government has warned states that many children may have been kicked off despite still being eligible for the program.

The data published by the Census Bureau on Tuesday differs from the official poverty rate, which remained essentially unchanged at 11.5% in 2022.

The official poverty rate looks at people’s income before taxes and does not include stimulus payments and tax credits. The Census data that showed child poverty doubling is an alternative measure that looks at income after taxes and includes these benefits.

The catastrophe period loans which are key to Important Avenue’s survival

In an aerial view, burned cars and homes are seen in a neighborhood that was destroyed by a wildfire on August 18, 2023 in Lahaina, Hawaii.

Justin Sullivan | Getty Images

Widespread damage from Hawaii’s recent wildfires and Hurricane Idalia in Florida underscores the costly effects of natural disasters on small businesses. The total cost to the state from the Hawaiian disaster has been estimated at $4 billion to $6 billion by Moody’s.

For business owners, it helps to know options to recover and rebuild exist, including federal loans, grants and state and local funding. This is especially important given the spate of natural disasters impacting the U.S. “You never know when a disaster is going to hit you, and they seem to be more frequent and longer these days due to climate issues,” said Eric Groves, co-founder and chief executive of Alignable, an online network of business owners.

Here’s what small businesses need to know about funding options after a disaster:

SBA low-interest disaster loans

Small businesses that have suffered a “substantial economic injury” — meaning they can’t meet their obligations and pay normal expenses — may be eligible for an SBA Economic Injury Disaster Loan, also known as EIDL. 

In Hawaii, for example, the SBA recently said low-interest EIDLs are available to small businesses and most private nonprofit organizations in Hawaii, Honolulu and Kauai counties as a result of wildfires that began August 8 in Maui County. Interest rates on these loans can be as low as 4 percent for small businesses and 2.375 percent for private nonprofit organizations, with terms up to 30 years. Interest does not begin to accrue until 12 months from the date of the initial disaster loan disbursement. SBA disaster loan repayment begins 12 months from the date of the first disbursement, the SBA announced in August.

EIDL proceeds can be used for working capital and normal expenses such as the continuation of health care benefits, rent, utilities, and fixed debt payments. There are restrictions though. For instance, EIDL is only available to small businesses that are unable to obtain credit elsewhere, as determined by the SBA, and collateral requirements may apply. Businesses can obtain up to $2 billion in funding, based on their actual economic injury and financial needs — which many business owners in Hawaii, in particular, are finding hard to document, based on the scope of the devastation, Groves said. 

The business doesn’t need to have suffered property damage to apply.

There’s a separate SBA disaster assistance program for businesses in a declared disaster area to cover property damage to the business. Businesses of any size and most private non-profit organizations may apply. Loan proceeds can be used for the repair or replacement of real property, machinery, equipment, inventory and fixtures. Qualified businesses can receive up to $2 million to cover disaster losses not fully covered by insurance. A business may qualify for an EIDL and a physical disaster loan, but the maximum combined loan is $2 million, according to SBA.

FEMA grants

FEMA has several assistance programs that can help individuals impacted by disasters, with availability based on zip code and location qualification. FEMA works with SBA to determine if people should get money for personal property or transportation assistance from FEMA or SBA. FEMA does not provide money for losses to people who may qualify for an SBA loan.  

FEMA automatically refers people who meet the SBA’s income standards to the agency for a disaster loan. In most cases, FEMA grants do not have to be paid back. 

Public finance options beyond the federal government

States, counties and municipalities might also have financial resources for owners to tap, said Oren Shani, a certified business coach at Accion Opportunity Fund, which provides small business owners with access to capital, networks and coaching.

For example, earthquake and wildfire-prone California has the California Small Business Finance Center’s Disaster Relief Loan Guarantee. Eligible small businesses with one to 750 employees could qualify for up to $1 million in funding.

In hurricane-laden Florida, Governor Ron DeSantis recently activated the Florida Small Business Emergency Bridge Loan Program, making $20 million available for businesses impacted by Hurricane Idalia.

Shani recommends businesses sign up for newsletters from their local or state Chamber of Commerce or equivalent organizations. This way, programs related to financial assistance come directly to their inbox. Programs can come and go, however, so business owners shouldn’t rely on dated information, even if it’s only from a few months earlier, Shani said.

Beware of predatory lenders

Predatory lenders tend to come out of the woodwork when small businesses are most needy, said Carolina Martinez, chief executive of CAMEO, a California micro-business network. Small businesses should make sure to understand the nitty-gritty details of what they are being offered before signing up for any type of funding, she said. The same advice pertains to reputable providers; before agreeing to any loan or funding opportunity, owners should be sure to read the terms carefully and understand what they are signing up for. 

Proactively line up partners, review insurance coverage

It’s also advisable for owners to keep a list of trusted partners that can include nonprofits like a local Community Development Financial Institution, an SBA Small Business Development Center, or independent organizations that are known to support small businesses, Martinez said. In the event of a disaster, these resources will be on hand, allowing the owner to send a quick email or text and ask about possible aid options or the legitimacy of a particular vendor that may be soliciting you, she said. 

Before disaster strikes, small businesses should also check their insurance coverage to see what’s covered — and what’s not — for every imaginable type of disaster, Groves said. 

For example, some businesses in Hawaii were surprised to learn that their insurance coverage for fire didn’t cover them for the ash damage they faced. Even if a business is covered, it can still take months to collect the money, but at least owners will have a sense ahead of time of what will be covered, Groves said. Also, suppliers are more likely to be lenient about repayment terms for businesses that have insurance proceeds coming to them, he added.

On average, business owners tend to have no more than a month or two of cash on hand — Groves cited data showing 37 days of cash as average — but because of the frequency of natural disasters, having a longer runway, if possible, is better. “If you’re just operating your business that may be sufficient, but if you get blindsided by a natural disaster that could take months to recover from, it’s not enough,” Groves said.

Meta’s VR know-how helps to coach surgeons and deal with sufferers

Meta CEO Mark Zuckerberg demonstrates an Oculus Rift virtual reality (VR) headset and Oculus Touch controllers during the Oculus Connect 3 event in San Jose, California, U.S., on Thursday, Oct. 6, 2016.

David Paul Morris | Bloomberg | Getty Images

Just days before assisting in his first major shoulder-replacement surgery last year, Dr. Jake Shine strapped on a virtual reality headset and got to work.

As a third-year orthopedics resident at Kettering Health Dayton in Ohio, Shine was standing in the medical center’s designated VR lab with his attending physician, who would oversee the procedure. 

Both doctors were wearing Meta Quest 2 headsets as they walked through a 3D simulation of the surgery. The procedure, called a reverse total shoulder arthroplasty, can last around two hours and requires surgeons to carefully navigate around neurovascular structures and the lungs.

After the mock procedure, Shine took his headset home to practice. He did so roughly twice a day before the surgery.

“You can really fine-tune and learn what to do, but also what definitely not to do, with zero risk to the patient,” Shine told CNBC in an interview. 

Ultimately, there were no complications in the procedure and the patient made a full recovery, he said. 

“Anecdotally, I think it went smoother and quicker than it would have,” Shine said, than if the attending physician “was having to walk me through every step in the case the same way that he did in the VR.” 

While consumer VR remains a niche product and a massive money-burning venture for Meta CEO Mark Zuckerberg, the technology is proving to be valuable in certain corners of health care. Kettering Health Dayton is one of dozens of health systems in the U.S. working with emerging technologies like VR as one tool for helping doctors to train on and treat patients.

The broad category of “extended reality” includes fully immersive VR headsets like the Quest 2, and augmented reality (AR) devices, where the user can see a digital overlay on top of real-world surroundings.

Whether the nascent technology can ever be cost-effective across the medical industry is very much an open question, but early tests are showing the potential utility of VR in helping to improve health outcomes.

Meta, then known as Facebook, entered the market with the purchase of Oculus in 2014. Three years later, the company introduced its first stand-alone headset. In 2021, Facebook rebranded as Meta, and Zuckerberg committed to spending billions, betting the metaverse would be “the next chapter for the internet.” Since the beginning of last year, Meta’s Reality Labs unit, which develops the company’s VR and AR, has lost over $21 billion. 

Apple is preparing to enter the VR market, going after the higher-end user with the $3,500 Vision Pro that’s expected to debut early next year. Meta is slated to release the Meta Quest 3 as soon as next month.

An Apple spokesperson didn’t provide a comment on potential uses in health care and directed CNBC to an announcement in June regarding Vision Pro’s software developer kit. In that announcement, Jan Herzhoff, Elsevier Health’s president, is quoted as saying that her company’s Complete HeartX mixed reality offeringwill help prepare medical students for clinical practice by using hyper-realistic 3D models and animations that help them understand and visualize medical issues, such as ventricular fibrillation, and how to apply their knowledge with patients.”

Meta Quest 3 VR headset.

Meta

Extended reality as treatment for patients

To date, one of the primary applications of VR in health care has been targeted at pain treatment.

“It’s very hard to keep track of pain when you’re in a fantastical cyberdelic world,” said Dr. Brennan Spiegel, director of health services research at Cedars-Sinai in Los Angeles.

Spiegel said that when someone is injured, there is both a physical and an emotional component to their pain. Those signals are sent to two different parts of the brain, and VR can serve to tamp down the signals in both regions.

“It’s training people how to modify their spotlight of attention so they can swing it away from the painful experiences,” Spiegel said. “Not just the physical, but the emotional experiences.” 

Spiegel said Cedars-Sinai is preparing to launch a virtual platform to help people with gastrointestinal issues like Crohn’s disease, celiac disease or acid reflux, as well as others for anxiety, addiction and perimenopausal health.    

The technology has also attracted the attention of the U.S. Department of Veterans Affairs, which is using extended reality at more than 160 facilities to help patients with pain management, behavioral therapy and both physical and cognitive rehabilitation. 

Caitlin Rawlins, the immersive program manager at the VA, said there are currently more than 40 separate use cases for the technology across the agency’s different sites. The VA first introduced extended reality in a limited capacity around 2015, and has found more opportunities to put it to use as the technology has improved. 

“I’ve seen it change a whole lot,” Rawlins told CNBC in an interview. “The first virtual reality headset that I used was this big clunky headset that had all these wires it had to be connected to a laptop to function.”

Rawlins said what drew her to extended reality was seeing the immediate response from patients. She recalled the first time she watched a patient use VR. He was a man in his 80s who had just undergone knee replacement surgery. The pain was so severe that opioids didn’t help, Rawlins said.

After mere minutes in VR, he told Rawlins he couldn’t feel the pain in his leg anymore. 

Just using that for a simple 30-minute session can mean the difference between excruciating pain, unable to do the exercises and the ambulation that they need to, to actually get up and move and get ready to go home,” she said.

Rawlins described another patient as a “surly” wheelchair-bound Army veteran who was experiencing some cognitive decline. The VA had the patient try VR to see if it could lessen the need for antipsychotic medications. 

With the headset on, Rawlins had the patient navigate through a virtual nature scene, walking through the woods, climbing rocks and interacting with birds and deer. Rawlins said the patient was smiling and laughing and was transformed into a “completely different person.”

“To see a patient who has been wheelchair-bound for like 15 years getting to walk through the woods and interact with animals again, it was a pretty powerful moment,” Rawlins said. “Those are the sort of experiences that we keep seeing over and over and over again.”

Both Spiegel and Rawlins said their organizations are hardware agnostic, meaning they can use headsets made by Meta, Apple or any other company as long as they can support the right software.

Spiegel said there’s “potentially millions and millions of people who might be willing to actually buy a headset” but who see them as a gaming and entertainment devices and have no idea about the health applications.

Meta has loosely identified health care as a target market. The company has released case studies and promoted short videos depicting futuristic surgeons in training.

However, it doesn’t appear to be as much a priority as gaming and entertainment. For example, while Cedars-Sinai can technically make its software available in the Meta Quest Store, users would have to go to a section of the store called the App Lab to access it. Software in the App Lab is not marketed traditionally or as easily discoverable via search.

Meta didn’t provide a comment, directing CNBC to a post on Sept. 7, about uses of metaverse technology. The post says: “Training for surgery is just one of the many industries being transformed in ways that are positively impacting lives.”

‘Together in the virtual world’

Doctors at Kettering Health Dayton practice with VR headsets.

Source: Kettering Health Dayton

The technology is also becoming a fixture in many medical schools and residency programs. 

At Kettering Health Dayton, VR recently became a mandatory component of the curriculum for first-year orthopedics residents. In July, the new doctors completed a monthlong “boot camp,” where they carried out clinical services in the mornings and practiced in VR in the afternoons. They now have to complete at least three modules a week in VR with a score of over 70%.

For more senior level residents like Shine, VR training is not yet mandatory, but Kettering Health Dayton is actively working to build it into each level of the program.

“The way I trained in the late 80s, I mean, basically you read the books,” said Dr. Brent Bamberger, the director of the orthopedic surgery residency program at Kettering Health Dayton. “We didn’t have the videos at that time. You may go to a lecture, you may get lucky and have a specimen lab or some type of lab to do it, but you were learning by watching.”

Dr. Reem Daboul, a first-year resident at the hospital, said headsets can’t replicate the physical feeling of a procedure. But she’s found them very useful in important ways. She can already use a headset to walk through the steps of an anterior hip replacement, which many orthopedic surgeons don’t learn until their third year of residency or later.

“Being able to have something help me and see what I’m supposed to be doing and be able to walk through the steps, it’s been super helpful for me,” Daboul said in an interview.

For its orthopedics program, Kettering Health Dayton uses software developed by PrecisionOS, a company that builds VR modules for training surgeons, medical residents and medical device representatives.  PrecisionOS co-founder and CEO, Dr. Danny Goel, said the company has nearly 80 customers across the globe. 

Orthopedics residents at the University of Rochester also use PrecisionOS. Dr. Richard Miller, a retired professor at the university, said the software is “sophisticated” and “very realistic,” especially as a way to learn the steps of a procedure. He finds it so compelling that he’s been actively helping the orthopedics department implement the technology even though he retired three years ago. 

Miller said the VR is a useful way for residents to hone their skills without having to immediately deal with operating room pressures. They can also practice at home.

“I can be at home in my study at night, and they can be in their dorm at night, and we can do a procedure together in the virtual world,” Miller said.

Despite VR’s advantages, Miller said the software has to be able to update frequently to stay current with standards of care, best practices and surgery techniques.

“Next year, they may change the procedure a little bit, now you have other tools and things are a little bit different. Who’s going to change that? Who’s going to bring it up to date?” Miller said.

Those are important questions for quality of care. They’re also important because hospitals generally have to work on tight budgets, and the costs aren’t always clear.

“I can’t get straight answers from anybody, really, as to exactly how much it costs and who does what,” Miller said. “It’s got to be a hurdle.”

PrecisionOS declined to share specific pricing information with CNBC. Goel said costs of using the company’s software vary based on the institution and the partnership.  

Kettering’s Bamberger said that in addition to the software challenges, the hardware is still rather “clunky.” Others in his field also see the limitations.

Dr. Rafael Grossmann, a surgeon at Portsmouth Regional Hospital in New Hampshire, has spent much of his career educating people about health-care applications for emerging technologies like extended reality. 

In 2013, Grossmann became the first person to use the infamous Google Glass during a surgery as a way to stream the procedure, with the patient’s consent, into a room of students. Google had built a lightweight AR device that displayed tiny bits of information on a transparent screen in the user’s field of view. It was first sold to developers and early adopters in 2013 for $1,500, and quickly captured the imagination of tech enthusiasts. 

But Glass never took off. The built-in camera led to fights over privacy, and the product became the butt of jokes on late-night television. 

Ten years later, Grossmann said he now sees a substantial market for the technology, particularly within health care. He said headsets have improved dramatically, even if they’re still bulky and not entirely functional for doctors.

“The interface is better than it was three years ago, but it’s certainly not ideal for really any sort of health-care setting,” Grossmann said.

A gallery assistant wearing an Oculus Quest 2 virtual reality (VR) headset to view the House of Fine Art (HOFA) Metaverse gallery stands in front of digital artwork “Agoria, _{Compend-AI-M}_ 2022 #16” during a preview in Mayfair, London, UK, on Thursday, Nov. 10, 2022. 

Hollie Adams | Bloomberg | Getty Images

A growing area of research

As with all technology in health care, extended reality is going to have to clear regulatory hurdles. 

The U.S. Food and Drug Administration has a small team of researchers that are responsible for carrying out “regulatory science” around the technology. 

Ryan Beams, a physicist at the FDA, conducts this research alongside a team, consulting with a range of experts about emerging AR, VR and mixed reality devices. As a result, Beams said the FDA is able to help establish general best practices for how to test promising devices and bring them to market safely. 

“We can say these are the tests we need done, these are the kinds of ways you should do the tests, and then we can help the companies get through those,” Beams told CNBC. “What you don’t want is a device that potentially could help someone getting delayed because there’s uncertainty about how to go about doing the testing.”

Spiegel of Cedars-Sinai is also a founding member of a new medical society called the American Medical Extended Reality Association in late 2022. He said it was created as a way for physicians, clinicians and other health-care professionals to help guide the future of the field. 

The society currently has about 300 paying members, a number Spiegel hopes will reach into the thousands in the coming years. It’s also gearing up to launch its first official peer-reviewed journal called the Journal of Medical Extended Reality. 

“This is not fringe science anymore. This is now mainstream,” Spiegel said. “There’s still a lot of work to do. It’s not like this is a done deal, cake’s not baked, but we’ve seen massive advances on many levels that make this a real science now.”

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