Triggering an assault on America isn’t a free speech subject, it’s treason

Filthy Don Trump and his seditious co-conspirators still seething that private companies have had the audacity to ban traitors from accessing their social media platforms, and it poses a myriad of problems typical of Trump and his enablers Show depth of depravity.

After Trump conspired with several dissatisfied white supremacists and caused his MAGA supporters to attack America’s seat of government, the social media platform Twitter blocked Trump’s account for good, pointing to the “risk of further incitement to violence”.

Smart people felt that Twitter’s permanent suspension after 5 years of Trump’s pathological mendacity was too late and used the platform to get his white supremacist base to act.

Conversely, Trump and his acolytes believed that it was nothing more than censorship that over 20 years ago justified higher-level legislation (Section 230) to disclaim only Trump’s dirty lies about his loss of the election. Section 230 grants social media sites immunity from lawsuits over user-generated content – such as Trump’s dirty lie about his loss of election.

Trump said he should be free to use social media to spread lies and misinformation, defame his perceived enemies, and instigate insurrections against the United States with impunity. And when platforms like Twitter advocate the truth and safety of lawmakers and the Vice President of the United States, Trump wants to punish them for violating his freedom of speech after Trump instigated his rebellious supporters to attack the American constitutional government.

However, according to the US Supreme Court, there are limits to freedom of expression. In the absence of legislation forcing Twitter to remove Trump’s mountain of lies, private companies like Twitter and Facebook had to take action. These and many other places were well aware that Trump’s lies, in large part, encouraged his revolutionary army to heed his call to try to overthrow the United States government and install Trump as chief fascist dictator.

Some Republicans cited Chancellor Angela Merkel’s remarks that Twitter’s ban on Trump was “problematic,” and it is true that she made that remark. However, Ms. Merkel also stated that America, like Germany, should enact laws that force websites like Twitter to remove unwanted comments within 24 hours or face an incredibly large fine.

What Ms. Merkel found “problematic” was that America did not have such legislation to protect the public from a pathological liar who used social media to incite insurrections against the United States government.

Trump and his Republican makers sign the laissez-faire economic system, which forbids any form of regulation for transactions between private companies and consumers. What is problematic with Trump’s beef with the likes of Twitter and Facebook is that they can operate without fear of Trump being banned for rioting against the American government.

Trump, and in large part Republicans in general, spent five long years preparing his attack on America by lying about the nation’s electoral system without the intervention of social media platforms. Regardless of the gravity of Trump’s blatant lies, Twitter allowed him to exercise his freedom of speech with impunity, but the deadly attack on the Capitol on January 6 as a result of 5 years of propaganda was a step too far. It was too little, too late, but it was necessary to save the Union from a madman who wanted to stop the constitutional government he believes he has.

Twitter, which bans Trump’s account, has nothing to do with free speech. It is about his seditious conspiracy that leads to the treasonous act of “attempting to overthrow the government and kill heads of state”.

Trump and his co-conspirators, who use social media to commit a seditious conspiracy to try to overthrow the government, have nothing to do with free speech. But it all has to do with treachery messing Donald Trump and his Confederate traitors.

Audio engineer and trainer for SAE. Posted a comment that supports secular humanist concerns and exposes the oppression of women, the poor and minorities. An advocate of religious freedom and especially freedom without religion.

Born in the South, raised in the Midwest and California for a comprehensive overview of America. it does not look good

Former minister, lifelong musician, Mahayana Zen Buddhist.

The probabilities are numerous, however must be found first

Shares fell on Friday despite a new proposal for coronavirus aid spending the new Biden administration hopes to pass, a sign that Wall Street players got exactly what was expected, CNBC’s Jim Cramer said.

President-elect Joe Biden, who will take office in five days, tabled a $ 1.9 trillion stimulus wish list that includes funds for assistance Families and businesses up to Covid-19 vaccines are common.

Despite the economic boom that could come with such a plan, the stock market was not in the black as major US indices had all closed a negative week of trading.

“When an event occurs and the market gets exactly what it wants, but nothing more, this is treated as a reason to sell, not buy,” Cramer told Mad Money. “Biden’s stimulus bill only met expectations. It did not, so to speak, surpass the ‘stimulus whisper’.”

The Dow Jones Industrial Average closed at 30,814.26, a decrease of 177 points and a decrease of 0.57% from Thursday. The S&P 500 fell 0.72% to 3,768.25 while the Nasdaq Composite fell 0.87% to 12,998.50.

The indices all fell about 1% or more this week.

Friday’s declines were compounded by the way bank stocks traded after several quarterly gains reported that morning to kick off earnings season. JPMorgan Chase beat analysts’ estimates, but the stock fell 1.79%. Citigroup and Wells Fargo had mixed results, with their stocks falling about 7% or more.

However, Cramer believed this to be misguided sell-offs, advising investors to wait three trading days before buying shares in JPMorgan or Wells Fargo, stressing that banks are preparing to do share buybacks and dividend increases this year.

“There are a lot of options. You just have to spot them first and find out if they are trades or investments,” he said. “In a trade, you have to exit the moment you win. In an investment, you want to buy gradually as you go down and then wait for the story to pay off.”

Cramer announced his schedule for the coming week. All profit forecasts are based on FactSet estimates:

Tuesday: Goldman Sachs, Bank of America, and Netflix wins

Goldman Sachs

  • Earnings release for the fourth quarter of 2020: 7:30 a.m. Conference call: 9:30 a.m.
  • Projected earnings per share: $ 7.39
  • Estimated Revenue: $ 9.99 billion

“Only a massive jump in earnings, based on both sales growth and lower spending, can take this stock higher,” said Cramer. “A normal beat isn’t enough, and we need a super … elevated forecast for this stock to recover.”

Bank of America

  • Earnings release for the fourth quarter of 2020: 6:45 am; Conference call: 8:30 a.m.
  • Projected EPS: 55 cents
  • Estimated Revenue: $ 20.58 billion

“Like Goldman Sachs, Bank of America is smoking. In the past few months it has gone from $ 24 to $ 33,” he said. “Again, when expectations are so high, it’s not enough to be good, you have to be great.”

Netflix

  • Earnings release for the fourth quarter of 2020: 4 p.m. Conference call: 6 p.m.
  • Projected earnings per share: $ 1.36
  • Estimated Revenue: $ 6.62 billion

“I think Netflix could finally suffer from fatigue these days thanks to the new competition,” said the host. “If Netflix wants to get its groove back, it has to blow the numbers away, but I’m not holding my breath.”

Wednesday: earnings from UnitedHealth, Procter & Gamble and Morgan Stanley

UnitedHealth Group

  • Earnings release for the fourth quarter of 2020: ahead of the market; Conference call: 8:45 a.m.
  • Projected earnings per share: $ 2.41
  • Estimated Revenue: $ 64.98 billion

“I am expecting another incredible, amazing quarter that still seems to surprise people,” said Cramer. “The company is a machine – a money machine – and I wouldn’t be surprised if they raised their forecast very high, too.”

Procter & Gamble

  • Earnings release for the second quarter of the financial year 2021: before the market; Conference call: 8:30 a.m.
  • Projected earnings per share: $ 1.51
  • Estimated Revenue: $ 19.26 billion

“I expect a perfect quarter from Procter & Gamble,” he said.

Morgan Stanley

  • Earnings release for the fourth quarter of 2020: 7:30 a.m. Conference call: 8:30 a.m.
  • Projected earnings per share: $ 1.30
  • Estimated Revenue: $ 11.58 billion

“I would be shocked if Morgan Stanley didn’t exceed expectations,” said the hosts. “CEO James Gorman has navigated brokerage waters better than anyone except maybe the folks at Robinhood. The only problem I see here is with Gorman himself. He’s so damn selfless that he may make the quarter sound less impressive than that it is.” . “

United Airlines

  • Earnings release for the fourth quarter of 2020: after market entry; Conference call: Thursday, 10:30 a.m.
  • Estimated Loss Per Share: $ 6.58
  • Estimated Revenue: $ 3.44 billion

“Can United Airlines give these stocks a shot of oxygen? If we have a good vaccine day, the answer is yes,” he said. “Otherwise it just doesn’t matter.”

Thursday: Revenue from Union Pacific, IBM, Intel, CSX and United Airlines

Union Pacific

  • Earnings release for the fourth quarter of 2020: 8 a.m.; Conference call: 8:45 a.m.
  • Projected earnings per share: $ 2.24
  • Estimated sales: $ 5.09 billion

“The really good news, however, is that the rails now tend to cluster no matter what, and that’s because of the lack of efficiency and cost controls,” said Cramer.

IBM

  • Earnings release for the fourth quarter of 2020: after market entry; Conference call: 5 p.m.
  • Projected earnings per share: $ 1.81
  • Estimated Revenue: $ 20.65 billion

“We believe IBM will introduce the management team to Newco, the services spin-off that represents the old IBM,” he said. “I think the street will like what it hears.”

Intel

  • Earnings release for the fourth quarter of 2020: after market entry; Conference call: 5 p.m.
  • Projected earnings per share: $ 1.10
  • Estimated Revenue: $ 17.46 billion

Intel “just messed up its collaboration with a new CEO (Pat Gelsinger) after the company suffered multiple sales failures,” said the host. “I bet he’ll do a good job at Intel too.”

CSX

  • Fourth quarter 2020 results: after market entry; Conference call: 4:30 p.m.
  • Projected earnings per share: $ 1.01
  • Estimated Revenue: $ 2.77 billion

“I like what I see when industrial loads get stronger. If it’s sold in response to Union Pacific, I’ll likely be a buyer,” he said.

Friday: Schlumberger result

Schlumberger

  • Earnings release for the fourth quarter of 2020: 7 a.m. Conference call: 8:30 a.m.
  • Projected EPS: 17 cents
  • Estimated Revenue: $ 5.23 billion

“I’m not expecting a strong quarter, but the number of oil rigs has been growing week after week and that’s always good news for the stock known as Slob,” said Cramer.

Disclosure: Cramer’s charitable foundation owns interests in Goldman Sachs, JPMorgan Chase, and Wells Fargo.

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Charles Barkley says skilled athletes ought to get vaccinated first as a result of they pay extra taxes

Charles Barkley is once again controversial over something he said, and it didn’t seem like he had crushed words on this one.

During a recent appearance on TNT’s “Inside the NBA,” Charles made his case as to why he believes professional athletes should cut the limit on Covid-19 vaccination, even though the nation is currently prioritizing healthcare and key workers Seniors at high risk of serious complications.

“We need 300 million shots … give some NBA players, NFL players, and hockey players a thousand,” Charles said on the show. “As much tax as these players pay – let me repeat that – as much tax these players pay, they deserve preferential treatment.”

His analyst colleague Kenny Smith was stunned by Charles’ statement, which Kenny followed: “For life and death?” and Charles replied, “Yes.”

Kenny, trying to understand Charles’ feelings after doubling down, tried to tell Charles that taxes depend on how much money you make, essentially suggesting that wealth is directly related to “preferential treatment.” .

“I said taxes. I didn’t say how much money you made, ”said Charles. “I said how much taxes these people pay.”

“We can’t go there,” put in Kenny. “I don’t think you can go there.”

Long-time host Ernie Johnson also took Charles up for his testimony, stressing that vaccination should be given priority to the elderly and those at higher risk.

“A thousand shots at NBA players won’t change the world,” said Charles.

You can see the exchange below:

… Is Charles Barkley drunk? pic.twitter.com/RC2cKik5q6

– Philip Lewis (@Phil_Lewis_) January 15, 2021

What do you think of what Charles Barkley said? Let us know.

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Jim Cramer says 5G is gaining momentum, revealing the popular shares

CNBC’s Jim Cramer on Friday named the adoption of 5G cellular networks as one of the most exciting investment themes of the year.

With the introduction of the latest generation of connectivity, the fourth generation of wireless technology introduced in 2010 will be replaced by one that enables the Internet of Things on a large scale.

Expect a deluge of physical objects embedded in sensors, software, and other technologies that can connect to networks with less power. The 5G rollout also requires more bandwidth.

“We have been preparing for the big 5G buildout for years. It really started last year, but now it has the momentum we need to invest in,” Cramer told Mad Money. “I want to give you different ways to play it. That’s why we created the Mad Money 5G ETF, which is made up of 10 of my favorite 5G names.”

Cramer’s “Mad Money 5G ETF” compiles its favorite 5G-centric names. The basket of shares includes a cellular operator, a cell phone tower developer, two hardware manufacturers, four semiconductor companies, a cybersecurity company and a cloud content provider.

Here are key takeaways that will make Cramer think about 5G space:

Carrier: T-Mobile

  • Investing in the 5G landscape puts them in an excellent position for the future
  • Announcing new billion dollar agreements with Ericsson and Nokia for further expansion
  • The stock is 6% below its 52-week high

Cell towers: Crown lock

  • We have spent many years and billions of dollars building 5G network infrastructure in densely populated areas
  • Investing in a 4G world has not yet paid off
  • The stock is 12.64% below its 52-week high

Hardware: Apple

  • Launched the 5G-enabled iPhone 12 in September
  • Ready to take advantage of a huge 5G upgrade cycle
  • The stock is 8.39% below its 52-week high

Speculative hardware: Insego

  • Builds 5G infrastructure, including 5G mobile hotspots
  • Balance sheet adjusted
  • The stock is 21.38% below its 52-week high

Semiconductor: Marvell technology

  • Makes chips for networking, communication and storage
  • Has explosive 5G growth
  • The stock is 2.25% off its 52-week high

Semiconductor: Qualcomm

  • The technology platform is essential for 5G networks to actually work as advertised
  • Spent years developing products and fighting some customers like Apple in court
  • The stock is 3.73% below its 52-week high

Semiconductor: Skyworks solutions

  • 5G phones require a lot more Skyworks components than a 4G phone
  • A huge Apple supplier
  • The stock is 8.43% below its 52-week high

Semiconductor: Taiwan semiconductor manufacturing

  • Strategically positioned as a manufacturer for semiconductor design companies
  • Increase in the investment budget to compensate for the current chip shortage
  • The stock is 3.84% below its 52-week high

Online Safety: CrowdStrike

  • A cloud-native cybersecurity provider that protects networks connected to 5G devices
  • Companies need scalable solutions like CrowdStrike
  • The stock is 7.98% off its 52-week high

Cloud content: Fast

  • Next generation content delivery network for digital media businesses
  • With the takeover of a new president, there is less risk of the customer TikTok being banned
  • The stock is 35.38% below its 52-week high

Disclosure: Cramer’s charitable foundation owns shares in Crown Castle, Marvell Technology, and Apple.

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The British man is making a last-ditch effort to recuperate misplaced Bitcoin arduous drives

The reflection of bitcoins on a computer hard drive.

Thomas Trutschel | Photo library via Getty Images

LONDON – A British man who accidentally threw away a hard drive containing a lot of Bitcoin, again urges local city officials to have him look for it in a landfill.

James Howells, a 35-year-old IT engineer from Newport, Wales, said he threw the device away when he cleared his house in 2013. He claims he has two identical laptop hard drives and wrongly needed the one with the cryptographic “private key” to access his bitcoins and spend them in the trash.

After all these years, Howells is still confident that he can get the bitcoin back. Although the outer part of the hard drive could be damaged and rusted, he believes the hard drive inside could still be intact.

“There’s a good chance the disk in the drive is still intact,” he told CNBC. “Data recovery experts could then rebuild the drive or read the data directly from the platter.”

Howells says he has 7,500 bitcoins, which at today’s prices would be worth more than $ 280 million. He says the only way to get it back is by using the hard drive that he threw in the trash eight years ago.

But he needs permission from his local council to search a dump that he believes contains the lost hardware. The landfill is not open to the public and entering it is considered a criminal offense.

Howells has offered to donate 25% of the shipment, valued at around $ 70.8 million, to a Covid Relief Fund for his hometown if he can dig up the hard drive. He has also promised to fund the excavation project with the support of an undisclosed hedge fund.

However, Newport City Council has so far denied its search requests, citing environmental and financial concerns. And it doesn’t seem like local officials will budge anytime soon.

“As far as I know, they have already turned down the offer,” Howells said. “Without even hearing our plan of action or having the opportunity to present our mitigation of their environmental concerns, it’s just a resounding no every time.”

A spokesman for the council told CNBC that it had “been contacted several times since 2013 to investigate the possibility of retrieving a piece of IT hardware believed to contain bitcoins.” The first time “several months” after Howells first discovered the drive was gone.

“The council has told Mr Howells on several occasions that excavations are not possible under our permit and that excavations themselves would have a huge impact on the environment in the area,” said the council spokesman.

“The cost of digging the landfill, storing and treating the waste could run into millions of pounds with no guarantees that it will be found or that it will still work.”

It’s not hard to imagine why Howells would want to save the equipment. Bitcoin prices have skyrocketed in the last few months, hitting an all-time high near $ 42,000 last week before falling sharply.

The New York Times reported Tuesday that a programmer in San Francisco was banned from 7,002 bitcoins – valued at around $ 267.8 million today – for forgetting the password used to unlock a small hard drive with the private one Key to a digital wallet was required.

Bitcoin’s network is decentralized, which means that it is not controlled by a single person but by a computer network. Every transaction comes from a wallet with a “private key”. This is a digital signature and provides mathematical proof that the transaction came from the owner of the wallet.

In keeping with the CDC, the brand new variant of Covid, first discovered within the UK, might grow to be a dominant pressure within the US by March

The director of the Center for Disease Control and Prevention, Dr. Robert Redfield, holds up a CDC document that reads “COVID-19 Vaccination Program Interim Playbook for Jurisdiction Operations” while speaking during a Senate Subcommittee on Appropriations hearing on Capitol Hill Washington, United States, Sept. 16, 2020 .

Andrew Harnik | Reuters

A more contagious strain of the coronavirus, first found in the UK late last year, could become the dominant strain in the United States by March as the nation seeks to vaccinate people against the disease, according to a new study by the Centers for Disease Control fights contraception.

“The modeled trajectory of this variant in the USA shows Rapid growth in early 2021, which will become the predominant variant in March, “according to the CDC study published on Friday.

The researchers warned that increasing its spread could place a greater strain on the country’s hospitals and require greater public health action to curb transmission of the virus until enough people are vaccinated. Increased surveillance of the mutating viruses, coupled with better compliance with public health measures such as masks, hand washing and physical distancing, could help slow the spread of the virus.

“These measures will be more effective if taken sooner rather than later to slow the initial spread of variant B.1.1.7. Efforts to prepare the health system for further spikes in certain cases are warranted,” the researchers said.

So far, according to CDC data, which were last updated on Wednesday, the country has only found 76 Covid-19 cases with the highly infectious variant B.1.1.7. However, many of the identified cases involved people with no travel history, suggesting that the variant is spreading undetected in the community.

Global health experts have claimed that while the new strain found in the UK and a similar strain found in South Africa are more contagious, they do not appear to make people sick or make a person more likely to die.

However, more cases could ultimately lead to additional hospital stays if the nation is already home to record Covid-19 patients. The rapid transmission of the new variants could require more people to be vaccinated in order to achieve something called herd immunity, the researchers said.

Herd immunity is when enough of the population is immune to a disease, either through vaccination or natural infection, which makes it unlikely to spread and protect the rest of the community, the Mayo Clinic says.

The US has been sluggish in its vaccination efforts and missed its target of vaccinating 20 million people by the end of last year. The US has delivered more than 31.1 million doses to date, but only administered 12.3 million of them, according to CDC data.

There is also concern that the new variants, particularly the strain found in South Africa, may be more resistant to monoclonal antibody treatments, which have been shown to reduce the chances of someone ending up in hospital if infected early enough.

The CDC study

The agency’s investigation found that while the current prevalence of the variant in the US is still unknown, the analysis makes up less than 0.5% of cases. The US has not yet discovered the variant found in South Africa or any other strain identified in Japan in travelers from Brazil, the researchers said.

In their model, the researchers estimated that the variant was 50% more transmissible than the current strains. They also estimate that between 10% and 30% of people already have immunity to pre-existing infections and will be given 1 million doses of vaccine daily starting this month.

Although the prevalence of strain B.1.1.7 is estimated to be low due to its high transferability, it is likely to grow rapidly in early 2021, as the model showed. Even with vaccines, the variant will continue to spread, although the drugs showed the greatest effect in reducing the transmission of the strain in places where the disease was already regressing.

“Early efforts that can limit the spread of variant B.1.1.7, such as universal and increased adherence to public health containment strategies, will leave more time for ongoing vaccinations to achieve higher population immunity,” said it in the study.

Democratic governors accuse the Trump administration of deceptive them about vaccine provides

Several Democratic governors have criticized the Trump administration for apparently misleading public health officials for keeping a stash of Covid-19 vaccines in reserve.

Health and Human Services Secretary Alex Azar said Tuesday that the government would begin releasing vaccine doses that are being held in “physical reserves” to ensure adequate supplies for second doses.

Both Pfizer and Moderna federally approved vaccines are given in two shots, several weeks apart.

The Washington Post reported Friday that despite Azar’s statements, there is no such nationwide vaccine supply. Quoting state and federal officials, the newspaper said the Trump administration began shipping its available offer back in December.

Democratic leaders say the lack of a Federal Reserve will mess up plans to increase the speed and scope of their vaccination campaigns.

“Last night I received disturbing news backed up straight to me by General Perna of Operation Warp Speed: The states will not receive increased vaccine supplies from national inventory next week because there is no federal reserve dose,” said Oregon Gov. Kate Brown wrote about General Gus Perna, Chief Operating Officer of Operation Warp Speed, in a post on Twitter.

“This is a national deception,” Brown added. “Oregon’s seniors, teachers, and we all had to rely on the promise that Oregon’s share of the Federal Reserve of vaccines would be given to us.”

Washington Democratic Governor Jay Inslee also took to the platform and said the government “must respond immediately for this deception”.

“I am shocked that we have been lied to and that there is no national reserve,” Colorado Democrat Jared Polis wrote on Twitter.

He said the federal inventory release announcement “resulted in us expecting 210,000 cans next week” and that other governors had made similar plans.

“Now we’re finding out we’re only getting 79,000 next week,” Polis wrote.

Minnesota Governor Tim Walz, a Democrat, said at a press conference that “they lied,” referring to the federal government.

Walz and democratic governments. Michigan’s Gretchen Whitmer and Wisconsin’s Tony Evers said in a joint statement on Friday: “It has become abundantly clear that not only has the Trump administration botched adoption of the safe and effective COVID-19 vaccine, but the American people as well was misled by these delays. “

The governors requested permission to buy vaccines directly from the manufacturers.

“Without additional shipping or direct purchase approval, our states could be forced to abandon plans in the coming weeks for public vaccination clinics that are expected to vaccinate tens of thousands. It is time for the Trump administration to do the right thing and help us end this Pandemic, “wrote the governors.

Azar responded to the governors in a thread on Twitter on Saturday, describing their claims as “completely misleading” and “devaluation”.

“We had a supply of reserved second doses as of December. We started releasing these second doses in late December so people could get their second doses. We have progressed this release gradually,” wrote Azar.

The HHS chief said the announcement this week was “that we will be releasing the remaining reserved second doses according to the cadence set – to make sure the second doses are available at the correct interval – and that we have no reserves in the future would. ” second cans. “

“The efforts of some governors to mislead the American people into distraction from their own distribution errors are deplorable,” Azar said, citing data showing that Michigan, Oregon and Wisconsin had not yet given the bulk of the vaccines already distributed in those states .

The Trump administration has grappled with Democratic civil servants since the Covid-19 crisis began, initially for delivering tests and other medical equipment and more recently for distributing vaccines.

President-elect Joe Biden, who will be inaugurated on Wednesday, has pledged to strengthen the federal government’s role in vaccine delivery. Biden has pledged to give 100 million vaccine doses in his first 100 days in office.

So far, vaccination efforts have lagged far behind official predictions. About 12 million doses have been administered, according to the Centers for Disease Control and Prevention. Health officials had hoped to bring that number to 20 million by January.

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Witney Carson says she is “so proud” of her physique after giving beginning

Witney Carson gave fans a glimpse of how their recovery from childbirth is going.

Professional Dancing With the Stars shared a photo of her on Instagram holding her newborn son lion, her first child with husband Carson McAllister.

“Finally wearing real clothes, but still a diaper,” she wrote in the caption along with a crying, laughing emoji, “Healing from birth is no joke! So proud of this body and what it went through This angel boy in this world. We are absolutely in love with you, little Leo. “

One thing to note, it is common for people to wear adult diapers or pads in the weeks after giving birth. The people in the comments applauded Witney for her candor.

“I just had our 3rd daughter 4 weeks ago and it’s amazing what our bodies can do,” wrote one follower. “Leo is adorable. Congratulations !!!”

“Girl yes !!” another added. “Birth and pregnancy have some effect on our body !!! But it’s all worth it !!”

A third said, “It’s good for you to be real and honest. It’s appreciated. Hugs!”

The Mega Thousands and thousands jackpot rises to $ 850 million. Methods to take care of a gust of wind

Angela Weiss | AFP | Getty Images

Once again the Mega Millions jackpot has catapulted higher.

The grand prize now stands at a staggering $ 850 million – the third largest in lottery history – after no ticket matched all of the numbers drawn on Friday night. Then there is Powerball: the jackpot is estimated at $ 640 million for the Saturday night drawing.

Of course, the odds of winning either game aren’t in your favor: the chance that a single ticket will match all six numbers is 1 in 302 million for Mega Millions and 1 in 292 million for Powerball.

Even so, it is still worth thinking about how you would deal with such a stroke of luck if you passed the odds.

Jackpot winners are typically given six months to a year to claim their prize, depending on which state it was purchased in. This generally means there is no need to rush to the lottery headquarters.

In other words, the winners should take a deep breath.

Big money means big emotions

Whoever cracks one of the jackpots at the end should be prepared for a roller coaster ride of emotions.

Experts say the extent of their windfall can level off once the initial excitement of winning the jackpot subsides.

“Anyone experiencing newly created wealth … there is a sense of confusion and a sense of being overwhelmed,” said Valerie Galinskaya, executive director and director of the Merrill Center for Family Wealth.

Of course, you don’t have to do it alone.

Given the size of these jackpots, winners should assemble a team of seasoned professionals – including a lawyer, CPA, and financial advisor – to help them tackle the windfall.

“You want to hire the right consultants who can provide not only good advice but also advice tailored to your needs and desires,” said Galinskaya.

Protect your ticket and your identity

You should make a copy of your ticket, keep it in a safe place, i.e. in a safe deposit box or deposit with a bank, and defy the urge to share your messages with everyone in your life.

“Don’t immediately discuss it with anyone other than your immediate and trusted family,” said certified financial planner Jim Shagawat, a New Jersey-based partner advisor at AdvicePeriod of Los Angeles.

Also, if possible, you should protect your identity when you claim the jackpot. While the standard recommendation is to sign the back of the ticket, if, under state law, you set up a trust or limited liability company to claim the windfall, rather than doing it on your own behalf, it can compromise anonymity .

More from Personal Finance:
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If your state laws require your name to be publicly known, then it pays to prepare how to respond when others bring up your roundtable, Galinskaya said.

“They say, ‘I’m really grateful and we’re still working on what it means to us,'” she said.

Prepare for the tax bill

For the $ 850 million Mega Millions jackpot, the cash option that most winners choose instead of an annuity is $ 628.2 million.

However, before that gets to you, 24% – or $ 150.8 million – will be withheld for federal taxes. You can also rest assured that you owe much more to Uncle Sam, as the maximum marginal rate of 37% applies to income over $ 523,600 for individual taxpayers and $ 628,300 for married couples filing together. As a rule, state taxes are also due.

Powerball’s $ 640 million jackpot has a flat-rate option of $ 478.7 million. The 24% withholding tax would be approximately $ 114.9 million. And again more would be due.

Think philanthropically

One way to lower your tax burden is to think in a nonprofit way. Basically, the government gives you a tax break if you use private money for public purposes.

“It’s not just about what you want to do for yourself and your family, it’s also philanthropic,” Galinskaya said.

You can donate up to 60% of your Adjusted Gross Income in cash to a nonprofit or a donor-recommended fund and receive a tax deduction for the amount in the year you donate. They can also set up a private foundation, donate their income, and then choose how to use it over time.

Home opens investigation into vulnerabilities in deadly assaults on the US Capitol

A member of the National Guard took the post near the U.S. Capitol Building as the House of Representatives debated the charges against U.S. President Donald Trump on January 13, 2021, a week after the storming of the Capitol Building in Washington, United States.

Brandon Bell | Reuters

The Democratic-run House of Representatives sent a letter to FBI Director Chris Wray and other agency chiefs on Saturday for information on intelligence and security deficiencies that led to the breach of the U.S. Capitol on Jan. 6 and forcing lawmakers to go into hiding.

Four House Committee Chairs signed the letter calling for documents and briefings from the FBI, the Department of Homeland Security, the National Counter-Terrorism Center, and the Director of National Intelligence on what was known prior to the attack.

“This still-emerging story is about the amazing courage of some US Capitol Police and other officials, dizzying betrayals by violent criminals, and obvious and high-level mistakes – particularly in relation to intelligence and security preparedness,” the committee wrote.

The letter was signed by the Chairman of the Intelligence Committee, Adam Schiff, D-Calif., The Chairman of the Homeland Security Committee, Bennie Thompson, D-Miss., The Chairman of the Justice Committee, Jerry Nadler, DN.Y. and Chair of the Supervisory Committee Carolyn Maloney, DN.Y.

The investigation comes because lawmakers – and especially the Democrats – are demanding more information on how a crowd of President Donald Trump’s supporters broke into the so-called “People’s House,” which has its own police force, and is delaying certification Election victory of President-elect Joe Biden by several hours.

The Inspectors General of the Ministry of Justice, Defense, Homeland Security and Home Affairs have launched reviews of their agency’s actions related to the attack.

Supporters of US President Donald Trump protest in front of the US Capitol in Washington on January 6, 2021.

Stephanie Keith | Reuters

In the letter, lawmakers quoted press coverage that the U.S. Capitol police had been warned that Trump supporters were attempting to forcefully enter the Capitol.

NBC News reported Jan. 10 that the FBI and the New York City Police Department had provided the Capitol Police with information of threats of violence for the electoral college vote.

The Washington Post reported Jan. 12 that an FBI field office in Virginia had warned of the attack that extremists were planning a “war” on the way to Washington.

“Security and logistical preparations before January 6th were inconsistent with the prospect of serious and widespread violence. According to media reports surfaced in recent days, federal and other agencies previously owned information – and may have shared it with some Parties shared and other information predicting a serious security threat to the congressional session to confirm election results, ”wrote the committee chairmen.

The US Capitol Police are seen with “less lethal” weapons as they confront a crowd of supporters of US President Donald Trump as they storm the US Capitol building in Washington, USA, January 6, 2021.

Leah Millis

“These latter reports, if worked on, could have resulted in more extensive planning of the event and the infusion of far greater security and other resources,” they added.

Capitol Police officials said they did not see FBI intelligence services prior to the attack.

The committee chairs identify three broad lines of investigation that they will pursue.

The first is what the intelligence community and law enforcement agencies knew before, during, and after the attack. Lawmakers also said they would examine whether foreign powers had a role in exploiting the crisis.

The second point the committees examine is whether current or past holders of national security clearances participated in the insurrection.

The committees are also soliciting information on government policies in response to the attack, including measures to prevent those involved in crimes from traveling.

“The committees expect and appreciate your full cooperation on this matter – and, of course, recognize that resources must be appropriately and promptly devoted to efforts to counter ongoing threats to the transfer of power, including the presidential inauguration and related activities “wrote the committee chairman.